Family Counseling Associates — a 25-year-old practice helping clients with psychological and relationship needs — is in a new and larger building in northeast Indianapolis.

One of its 16 counselors and therapists, Whitni Buckles, Ph.D., bought the practice last spring. More recently, Dr. Buckles received a loan from the U.S. Small Business Administration 504 program to help buy the real estate and build a two-story structure for Family Counseling Associates. STAR Financial Bank and Indiana Statewide Certified Development Corporation are providing the loan.

Family Counseling Associates’ new location is 9840 Westpoint Drive, Indianapolis (just north of 96th Street between I-69 and Indianapolis Metropolitan Airport). All 16 counselors, therapists and medical personnel moved to Family Counseling’s new location.

Indiana Statewide CDC works with local Indiana lenders to issue SBA 504 loans to help owners of expanding or startup small businesses buy real estate, buildings and equipment. SBA 504 loans can give small business owners long-term, fixed rate financing similar to commercial loan terms available for large companies.

Mike Constable of STAR Financial Bank says, “The SBA 504 program allowed Dr. Buckles to inject less cash up front and amortize over a longer period than a typical conventional loan would allow. The lower down payment and long-term fixed interest rate allow FCA to build its cash reserves and ease cash flow worries in the near term as growth and market share become top priorities for the company.”

Family Counseling Associates’ old location is 7526 East 82nd Street, Indianapolis.


Indiana Statewide CDC ( has provided more than $530 million to 1,260 Indiana companies since 1983, creating or saving more than 26,595 jobs, and is the most prolific CDC in Indiana.

Executive Director Jean Wojtowicz says, “SBA 504 loans help small businesses grow because borrowing companies can put as little as 10 percent down and receive a low, fixed interest rate for as long as 25 years.  The SBA guarantees bonds sold privately to finance a portion of the loan.  With the guarantee, we can offer more favorable loan rates than generally available to small businesses.”

STAR Financial Bank ( is an Indiana-based community bank. STAR Financial Bank and two wholly owned subsidiaries, STAR Wealth Management and STAR Insurance Agency, provide professional banking, financial planning and insurance through 42 locations in central and northeast Indiana.

Family Counseling Associates ( helps individuals, couples and families pursue peace, reconciliation and growth. FCA professionals have built strong relationships with clients, other healthcare providers and community referral partners. Many clients come to FCA when recommended by a friend, colleague, healthcare provider or pastor, FCA’s vision is to be a trusted resource in Indianapolis and central Indiana to whom people turn when they have a psychological or relational need and a desire to grow and change.

Professionally Managed by Cambridge Capital Management Corp.